FULL SERVICE INSURANCE BROKERAGE
Meet the President
William “Bill” Bolton is the President and founder at BB Insurance. Bill has over a decade of experience helping business owners with their commercial insurance needs. Bill approaches insurance policies as contracts, not transactions, and because insurance policies are legal agreements, they need to be addressed as such.
Bill works with clients to ensure their policies address all current and future business needs. He is an expert at designing, implementing, and managing multiple policies across your business. While Bill works in almost every industry, he specializes in professional services, technology, property, government contracting, and non-profit industries.
When it comes to commercial insurance, Bill is the insurance broker you want managing your insurance coverage.
Bill is always available to take your call - 703.608.1690
Send him an email - bbolton@bbinsurancehub.com
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Commercial Property and Casualty
As a leading business insurance broker and advisor, we can help you with all the property and casualty (P&C) insurance policies your business needs.
Management Liability Insurance
Unfortunately, executives working in the best interests of your operation can be personally named in lawsuits. It can happen any time, and these claims can easily cost you hundreds of thousands of dollars.
Cyber Insurance
With an ever-evolving threat landscape, you need a partner who does much more than just sell cyber insurance.
Global Risk Solutions
Our Risk Solutions Team brings considerable strength and experience in servicing clients with complex and sophisticated insurance and risk management needs.
Claims Advocacy & Management
An injured employee, damaged equipment, a customer who feels they’ve been wronged—for many executives, dealing with a claim is their least favorite part of running their business.
Bill Has Plenty to Say
Listen in as Bill talks insurance with clients and gives tips and tricks on best practices for your business insurance. Subscribe to Bill’s YouTube channel and get updates on new videos
Quick Facts
Does my homeowners insurance cover my business?
Very little is protected under your HO policy. You may have a small amount of property insurance but HO is not made to protect a business. If your company operates outside of the confines of your home (and they all do even if you work from home), commercial insurance policies are designed specifically for that purpose. If you create a product or offer a professional service, your HO policy is not sufficient to protect your work/career/business/life’s goals or satisfy contractual requirements you may have entered into.
How do I know what types of coverage I need for my business?
Like most questions in insurance, “It depends” is the answer. Depending on what your operation is, number of employees, types of vehicles, payroll, and revenue, your insurance needs will vary. There are basic policies that every business owner should have and many other policies that are created for each industry and operation. It is imperative you work with an agent/broker that understands your particular industry and allow them to advise you on how you are covered and equally important how you are not covered.
What is Errors and Omissions coverage?
Errors & Omissions (E&O) and professional liability are almost synonymous. These policies are here to protect your business from suits that arise out of you or your employees negligence in the course of performing their work. In many cases this is to protect your company from financial damages you may have caused others. There are circumstances where bodily injury and property damage come into play as well. If you offer a professional service, design work, or advice of any kind this is one of your most important line items.
If Insurance is a legal contract, do I need an attorney?
You should always have an attorney for legal matters. For insurance related matters, you should have an experienced and licensed insurance professional handle them. Insurance policies are contracts and should be reviewed and negotiated by an insurance expert. There are myriad terms and conditions of insurance policies that seasoned agents and brokers can negotiate on your behalf without paying the high attorneys’ fees.
Should my business have Cyber Liability Insurance?
Yes, Yes, and Yes. There really isn’t anyone immune to cyber threats. It does not matter how large your organization is or what type of data you come across. Hackers will find a creative way to infiltrate and use this information to their advantage. Small businesses are just as at risk as the big companies. In fact, it is easier for data miners to get into a small company's system and work their way up than it is to start at the top.